Tailored insurance for the food and drink industry.
Food and drink manufacturing insurance is vital for protecting businesses against the unique risks involved in food and beverage production.
Food manufacturing is a complex industry with unique risks that require specialist insurance coverage. From equipment breakdowns and supply chain disruptions to product recalls and liability claims, manufacturers face a wealth of potential threats that could impact their operations and profitability.
Whether you run a small artisanal production facility or a large-scale processing plant, having the right insurance helps safeguard your business, ensuring continuity and financial security in the face of unforeseen challenges. Food and drink manufacturing insurance is essential for protecting businesses against the unique risks involved in food production, allowing you to focus on production and grow confidently.
What Is Food Manufacturers Insurance?
Food manufacturing insurance is a specialist policy designed to protect food and drink producers from industry-specific risks, such as equipment failure, product contamination, supply chain disruptions, and liability claims.
It also covers property damage and business interruption, and regulatory compliance, helping manufacturers maintain operations and financial stability.
Risks in food manufacturing differ for each business. You can face your products spoiling due to improper transit conditions, intellectual property risks, and workplace accidents when working with specialist equipment. Therefore, choosing the right policy is important and relies on understanding your business’ risks.
Speak to our team today to discuss your unique situation and create an insurance policy that suits your needs.
What Does Food Manufacturing Insurance Cover?
Food manufacturing insurance provides comprehensive protection against a range of industry-specific risks. Typical coverage includes:
Property Damage
Cover for your buildings, machinery, plant, general contents as well as stock of raw materials, ingredients and finished products.
Business Interruption Insurance
Providing financial support if production halts due to insured events, helping cover lost income and operational costs.
Equipment Breakdown
Covers repair or replacement costs if critical machinery fails, reducing downtime.
Employers Liability
A legal requirement which protects against workplace injuries to your employees.
Product Recall Insurance
Helps manage the costs associated with recalling unsafe or contaminated food or drink products.
Supply Chain Insurance
Covers losses from supplier disruptions that impact production.
Public Liability Insurance
Protects against third-party injury or property damage that occurs as a result of your business activities.
Fleet Insurance
If your business has two or more vehicles, whether that’s a van, truck or plant equipment, cover them under your insurance policy.
By investing in tailored coverage, you can safeguard your business, ensuring full continuity and compliance with industry regulations.
Ready to learn more? Contact our team today for a free, zero-obligation quote.
Our clients include:
Industries We Work With
We work with a variety of food and drinks manufacturing companies, providing comprehensive cover for their insurance needs. Industries we are experienced in include:
- Food manufacturers: Ranging from small start-ups to large scale industrial producers.
- Restaurants: Businesses offering dining experiences, including independent restaurants and large chains.
- Soft drinks manufacturers: If you produce soft drinks, still drinks, or any juices, we can make sure your process equipment is protected and covered.
- Alcoholic drinks: Our insurance solutions are ready to cover you regardless of the size of your brewery or the drinks you craft, from wine to beer to anything stronger.
- Craft breweries: Brewery equipment is expensive, and if anything goes wrong, you don’t want to pay for it all over again. Get protected with our bespoke insurance solutions.
Why Choose Us For Your Food and Drinks Manufacturers Insurance?
At Wentworth Alexander Insurance Brokers, we are dedicated to providing tailored insurance solutions for the food and drinks manufacturing sector. We will focus on your specific needs and recommend a policy that provides the protection you need.
With over 250 years of industry expertise, we understand the unique challenges you face, which is why we’ll work closely with you to develop a policy tailored to your operations.
Should an event arise where you need to make a claim, our dedicated claims team will guide you through the process, offering all the advice you need and minimising the disruption to your business.
Get in touch with us today for a bespoke quote and to learn more about our process.
Talk To Our Experts
Our team of UK-based insurance experts are here to talk through your policy and discuss your food manufacturers insurance. We’ll discuss how to manage your risks effectively so you can focus on confidently running your business.
We’re proud to be fully independent and provide impartial advice designed to suit the specific requirements of your business.
Contact us
Get in touch about your insurance
Our team is ready to help you find the right insurance solution. Speak to our specialists today to discuss your insurance needs.
Our team will be happy to help and provide you with the advice you need.
Redlands
Cliftonville
Northampton
NN1 5BE
Food and Drink Manufacturing Insurance FAQs
Is Food and Drink Manufacturing Insurance A Legal Requirement?
Food manufacturing insurance is not a requirement, but you will legally need employers’ liability insurance if you have any employees.
Does Food Manufacturing Insurance Cover Product Recalls?
Many food manufacturing insurance policies will include product recall insurance, which covers the costs of recalling unsafe or contaminated products.
This can reduce the expenses that arise from notifying customers, removing affected products from the market and disposing of them safely.
Some policies also cover loss of income resulting from the recall, as well as legal and PR costs to protect your brand’s reputation.
Are There Any Exclusions in Food and Drink Manufacturing Insurance Policies?
Yes, policies typically include exclusions such as:
- Equipment failures or contaminations that occur as a result of poor maintenance.
- Fines for failing to comply with food safety laws.
- Any fraudulent or intentional acts that lead to claims.
Wentworth Alexander make insurance simple, and will help you read and review your policy terms to ensure you understand what is and isn’t covered.
How Much Does Food Manufacturers Insurance Cost?
The price of your policy will depend on the level of cover you require and any claims history you may have. Each quote we create is entirely bespoke to your needs, so overall cost varies.
To better understand how much you’ll pay for food manufacturers insurance, get in touch with our team today.